Negative Interest Rates applicable to Credit Unions

Negative interest rates are charged by third-party credit institutions to balances in the Davy Client Asset Account types identified in the document(s) below at the rates specified. When we are advised of any future changes to negative interest rates being charged by third parties on any currencies, we will publish such updates here.

Current Rates


Further information is available in the Davy Terms & Conditions and Fees & Charges Schedules. If credit union clients have any questions on this, please contact your Davy investment adviser directly or alternatively, please email us at