Download full report with analyst certification and important disclosures
Apr 10 2026, 07:00 IST/BST
Banks
Positive CBI mortgage amendments and continued deposit and lending strength
- Sectors : Banks
- Companies : AIB Group | Bank of Ireland
Ratings
Ratings and price correct at time of issue
| Company | Rating | Date | Previous Rating | Date | Closing Price |
|---|---|---|---|---|---|
| AIB Group | OUTPERFORM | 23/01/19 | Neutral | 14/08/18 | 946c |
| Bank of Ireland | OUTPERFORM | 11/03/13 | Neutral | 14/08/12 | 1639c |
DAVY VIEW
The Central Bank of Ireland’s (CBI) amendments to mortgage bridging loan rules are a welcome development. The changes should support liquidity at the margins in the second-hand housing market. The CBI’s willingness to adapt regulations to support market functionality is a constructive signal for the mortgage sector. Separately, recent deposit and lending data continue to underline Ireland’s strength, with the market standing out as an outlier versus Europe.
