Oct 9 2025
Financials
Recent Research
Banks, Revolut Irish mortgage plans
Sep 24 2025
FBD Holdings, Generali reviews Irish business
Sep 19 2025
Meet your Financials Research team
Bank of Ireland
UK motor finance update
While any potential increase in the required provision may be material, we do not expect any increase to have a material impact on the capital or profitability of the bank. Market...
permanent tsb Group
Transformation of returns
PTSB’s investment case has been transformed in recent years, with deleveraging non-performing exposures (NPEs) and acquiring significant assets from Ulster Bank the key highlights....
Banks
No surprises in Irish Budget; positive UK FCA motor finance consultation
The Irish Budget for 2026 contained no major surprises from a banking perspective. The continued focus on housing remains, with supportive steps aimed at improving construction...
Banks
August mortgage approvals: consistent value growth; softer volumes
Mortgage approval values continued to demonstrate robust growth, hitting another record high on a rolling 12-month basis and underpinning continued strength in the market. While...
Banks
Revolut Irish mortgage plans
The impact of Revolut on the Irish mortgage market will be for another day. Mortgages are a complex product from both an origination (underwriting and security) and ongoing...
FBD Holdings
Generali reviews Irish business
The news that Generali is reviewing its Irish operations (RedClick) should not come as a surprise as it is subscale in the market. RedClick was part of a broader European acquisition in...
Harworth Group
H1 meets expectations; softer land market could run into 2026
H1 EPRA net disposal value (NDV) has increased slightly (to 223.7p), in line with company guidance. H2 will see sustained activity from the company. However, transaction timelines remain...
permanent tsb Group
Begins capital optimisation
The call of existing and the issuance of new Tier 2 notes mark the beginning of PTSB’s capital optimisation. While we await the outcome of the mortgage IRB model review, meaningful...
Banks
Irish retail interest rates and deposit volumes
Irish retail lending and deposit rates continue to decline in line with the European Central Bank (ECB) deposit rate, albeit at a slower pace. Deposit volumes remain in growth territory,...
Banks
July mortgage approvals: strength to strength
The value of mortgage approvals reached record levels on a rolling 12-month basis, underlining the continued strength of the market. First-time buyers (FTBs) posted further...
