Banks

Banks monthly: competition evolution

  • Sectors : Banks
  • Companies : AIB Group | Bank of Ireland

Ratings

Ratings and price correct at time of issue

Company Rating Date Previous Rating Date Closing Price
AIB Group OUTPERFORM 23/01/19 Neutral 14/08/18 900c
Bank of Ireland OUTPERFORM 11/03/13 Neutral 14/08/12 1594c

DAVY VIEW

Following fundamental changes in the retail Irish banking landscape almost five years ago, competition in the market continues to evolve. We assess the market as competitive but remaining rational when it comes to pricing. Launches by challengers in the upcoming months will be closely watched for potential impacts. Performance has paused in recent weeks, but Irish banks have outperformed the overall Eurostoxx bank index, the best performing constituent of the Eurostoxx over the past 12 months.

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Dec 16 2025, 07:00 GMT

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