Non-bank lenders importance in mortgage market

  • Sectors : Banks
  • Companies : permanent tsb Group | AIB Group | Bank of Ireland


Ratings and price correct at time of issue

Company Rating Date Previous Rating Date Closing Price
AIB Group OUTPERFORM 23/01/19 Neutral 14/08/18 246c
Bank of Ireland OUTPERFORM 11/03/13 Neutral 14/08/12 640c
permanent tsb Group OUTPERFORM 04/02/21 Neutral 06/03/19 145c


The Central Bank of Ireland’s (CBI) report on the impact of non-bank lenders in the mortgage market is consistent with our findings across a number of reports. Non-bank lenders have grown in importance and will likely grow further given the exits of two lenders. The CBI previously flagged that it may look at the macro-prudential framework for non-bank lenders – this report stops short on recommendations, but it is possible that it will be covered in the CBI’s overall review of the macro-prudential framework, which is due to be completed during 2022.

Download full report with analyst certification and important disclosures

May 27 2022, 08:15 IST/BST