Download full report with analyst certification and important disclosures
Oct 14 2021, 08:05 IST/BST
AIB has executed two mortgage non-performing exposure (NPE) sales during 2021. Further sales are expected and this will benefit capital efficiency and avoid future calendar provisioning charges – a trend that will likely be seen across the system. Returning surplus capital also requires NPEs to fall, with AIB targeting a 3% ratio in the coming years.